At the office of Marine View Law & Escrow, P.L.L.C., I bring affordable legal counsel to individuals who want to reorganize their debt through a Chapter 13 bankruptcy proceeding. When you hire me, attorney Renee Roman, to assist you with bankruptcy, I will analyze your financial situation and determine a plan that is in your best interest. You can retain me at any time, whether you are considering bankruptcy as an option, or you have already initiated the process.
My Chapter 13 Bankruptcy Practice
Only individuals can file under Chapter 13. A Chapter 13 filing reorganizes an individual's debts, and the individual repays certain debts in full or in part over a three- to five-year plan. If you don't qualify for protection under Chapter 7, or you prefer to repay your creditors over a three- to five-year period, I will help you seek the protection of the bankruptcy laws under Chapter 13. I will prepare and file all documents required to complete the process, and will work with your creditors, the bankruptcy trustee and the court.
When you hire me to handle a Chapter 13 petition, I will carefully review your financial situation and work with you to put together a reorganization plan to submit to your creditors. I will also review any proposed repayment plans you receive, to make certain they are within your means. If you make promises in a Chapter 13 filing, but fail to live up to them, you can lose the protection afforded by the bankruptcy laws, and be subject to calls, letters or legal filings from your creditors.
Why file for Chapter 13? Many times, a Chapter 7 bankruptcy will not provide individuals with the relief they are seeking. A Chapter 13 may be able to help with:
- Getting current on delinquent payments of secured property;
- Forcing payment arrangements on child support and other support obligations as well as taxes;
- Retaining property that would have otherwise been liquidated
- Discharging debts that are not dischargeable in a Chapter 7;
- Modifying the rights of creditors such as "cram-downs" and "lien stripping"; and
- Providing relief when it is too soon to file under Chapter 7.
Contact Marine View Law & Escrow, P.L.L.C.
I provide a confidential consultation to all new clients. To arrange a
meeting with me to discuss Chapter 13,
contact me by email or call my office at 206-701-6564 or 877-449-4819.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.