If you have fallen far behind on monthly house payments or motor vehicle loan payments, are concerned about your credit score and what the next report will reflect, an experienced Des Moines, Washington, consumer bankruptcy attorney can help.
I am attorney Renee Roman and at Marine View Law & Escrow, P.L.L.C., I have been serving consumer bankruptcy clients in greater Seattle, King County and the Puget Sound area. For years, the quality representation and experience my staff and I have offered have had a positive difference in the lives and fortunes of individuals, families and businesses seeking lasting debt relief and a rebuilt credit standing.
A long-overlooked fact about Chapter 7 and Chapter 13 bankruptcy is that your credit actually improves from the moment you file. Your creditors can no longer pursue and harass you. A large part of your debt will most likely be discharged (eliminated). You will have time and breathing room to work hard toward repaying your debt. These facts, and your lack of bankruptcy eligibility for eight years, mean that you become less of a risk than you were before your bankruptcy filing.
Do you have questions about how bankruptcy can promote credit repair and eventually make you attractive to lenders again, during your life after bankruptcy? I have answers. Contact me today to arrange your confidential initial consultation.
Marine View Law & Escrow, P.L.L.C. — Dedicated To Solutions For You
Granted, a bankruptcy filing will be a part of your credit report for years. However, bankruptcy has the power to rebuild your credit score — the main factor that future lenders look at when deciding to loan you money.
Many bankruptcy filers receive offers for credit cards within only a few weeks after beginning their Chapter 7 or Chapter 13 experience — incentives that can give you a chance to rebuild your credit. Prudent use of a credit card can result in a gradual increase in credit limits and improvements in your credit score, as long as you fulfill payment obligations.
You may then find yourself qualifying for a car or truck loan in a year or two. A mortgage loan could also be possible, provided that you carefully monitor your credit activity.
For more information about rebuilding credit after bankruptcy and to schedule a confidential initial consultation with an experienced lawyer at Marine View Law & Escrow, P.L.L.C., contact my Des Moines law offices locally at 206-701-6564 or toll free at 877-449-4819. I give prompt attention to your email message.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.